My goal is to become mortgage free. How can I quickly pay down my mortgage?

As previously discussed, the amortization period for a mortgage is typically 25 years. It is quite possible to reduce that period to 8-12 years. The first and easiest way to accomplish this is by making your mortgage payments on an accelerated bi-weekly basis (as opposed to monthly payments). This one simple step will reduce the amount of time it will take to pay off your mortgage by over 5 1/2 years. Additionally, if you take advantage of annual principal pre-payments privileges (normally 10%-15%) and on annual basis increase your mortgage payments you can achieve your goal of becoming mortgage free in a dramatically quick fashion. 

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